After joining Watanabe Ing in 1995, Jonathan W.Y. Lai became a partner in 2003. He currently manages the Creditors’ Rights and Business Law Group and serves as the firm’s Marketing Partner. Mr. Lai’s practice focuses on creditors’ rights, business law, foreclosure, bankruptcy, collections and loan workouts. He also practices in the area of real estate and commercial litigation. Mr. Lai has represented the five largest banks in Hawai‘i in various matters. He also represents five of the ten largest Oahu-based federal credit unions as well as a number of other financial institutions. His diverse client base also includes non-profit organizations and businesses ranging from single member LLCs to foreign corporations. Mr. Lai represented an international syndicate of lenders in the $300+ million foreclosure of the former Ritz Carlton Residences at Kapalua Bay. He has represented other lenders in shopping center, commercial and hotel foreclosures and bankruptcies throughout the state.